Finance Application

Drive a New Toyota Through Financing at Southwest Toyota

We always have an inventory of new Toyota cars at Southwest Toyota that will please our Oklahoma customers. You don't need cash to get a Toyota model at our dealership because we offer our shoppers financing and leasing options. Come by our Lawton location and test drive a Toyota model before you buy.


When you finance a Toyota vehicle, you borrow a lump sum and pay it back gradually. Payments are commonly made monthly and over a period of 12-month increments, ranging from 24 to 84 months. What you pay depends on several factors but is commonly based on credit score, vehicle type, down payments, and insurance requirements.

Financing may be ideal if you prefer to own the vehicle without limitations for driving around Altus. Since you are the owner, you have more customization options and can choose the features you want. You can tailor your Toyota vehicle to fit your Duncan lifestyle through financing. You may also sell it or trade it at the end of the loan term, sometimes even if you still owe money on it.


Leasing is paying a monthly fee to use the vehicle temporarily with mileage limits and without ownership. You commonly pay a lower fee by the month over a period ranging from 12 to 60 months. Your payments are usually based on vehicle make, mileage, taxes, and estimated depreciation over the term.

Leasing may be ideal for driving a Toyota vehicle in Anadarko without the commitment to buy, especially if you only travel sometimes. Since lease payments are commonly lower than financing, you can save the money for other things. Leasing allows you to drive a new Toyota model with more advanced features and amenities at a competitive cost.

Apply Online

It is easy to apply online from the convenience of your home using our simple and secure forms. Use our pre-qualifying tool to determine how much you may be allowed to borrow without impacting your credit score. Schedule an appointment online or over the phone; we look forward to seeing you at Southwest Toyota soon. Our dealership proudly serves Marlow and the surrounding areas.